[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bumbum.cz\/ceska-narodni-banka\/#Article","mainEntityOfPage":"https:\/\/www.bumbum.cz\/ceska-narodni-banka\/","headline":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka","name":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka","description":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka je centr\u00e1ln\u00ed banka st\u00e1tu, emisn\u00ed banka\u2013 vyd\u00e1v\u00e1 bankovky, mince a pam\u011btn\u00ed mince. Je ze z\u00e1kona nez\u00e1visl\u00e1. Hlavn\u00edm \u00fakolem je regulace mno\u017estv\u00ed pen\u011bz v\u00a0ekonomice st\u00e1tu s\u00a0c\u00edlem m\u011bnov\u00e9 stability. V\u00a0\u010dele \u010cesk\u00e9 n\u00e1rodn\u00ed banky je kolektivn\u00ed \u0159\u00edd\u00edc\u00ed org\u00e1n (-bankovn\u00ed rada, 7 \u010dlen\u016f; guvern\u00e9r Singer, 2 viceguvern\u00e9\u0159i, 4 bankovn\u00ed pracovn\u00edci). \u010cinnost \u010cesk\u00e9 n\u00e1rodn\u00ed banky Ur\u010dov\u00e1n\u00ed a&hellip; <div><a class=\"more-link\" href=\"https:\/\/www.bumbum.cz\/ceska-narodni-banka\/\">Pokra\u010dovat ve \u010dten\u00ed... <span class=\"screen-reader-text\">\u010cesk\u00e1 n\u00e1rodn\u00ed banka<\/span><\/a><\/div>","datePublished":"2025-02-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bumbum.cz\/author\/#Person","name":"bumbum.cz\n","url":"https:\/\/www.bumbum.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bumbum.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bumbum.cz\/wp-content\/uploads\/img_a319531_w1900_t1530558280.jpg","url":"https:\/\/www.bumbum.cz\/wp-content\/uploads\/img_a319531_w1900_t1530558280.jpg","height":0,"width":0},"url":"https:\/\/www.bumbum.cz\/ceska-narodni-banka\/","about":["Ekonomika"],"wordCount":522,"articleBody":"\t\u010cesk\u00e1 n\u00e1rodn\u00ed banka je centr\u00e1ln\u00ed banka st\u00e1tu, emisn\u00ed banka\u2013 vyd\u00e1v\u00e1 bankovky, mince a pam\u011btn\u00ed mince. Je ze z\u00e1kona nez\u00e1visl\u00e1. Hlavn\u00edm \u00fakolem je regulace mno\u017estv\u00ed pen\u011bz v\u00a0ekonomice st\u00e1tu s\u00a0c\u00edlem m\u011bnov\u00e9 stability. V\u00a0\u010dele \u010cesk\u00e9 n\u00e1rodn\u00ed banky je kolektivn\u00ed \u0159\u00edd\u00edc\u00ed org\u00e1n (-bankovn\u00ed rada, 7 \u010dlen\u016f; guvern\u00e9r Singer, 2 viceguvern\u00e9\u0159i, 4 bankovn\u00ed pracovn\u00edci).\t\t\u010cinnost \u010cesk\u00e9 n\u00e1rodn\u00ed banky\tUr\u010dov\u00e1n\u00ed a prov\u00e1d\u011bn\u00ed m\u011bnov\u00e9 politiky= sou\u010d\u00e1st\u00ed hospod\u00e1\u0159sk\u00e9 politiky st\u00e1tu, podstatou je souhrn z\u00e1sah\u016f a opat\u0159en\u00ed, kter\u00fdmi \u010cNB reguluje mno\u017estv\u00ed pen\u011bz v\u00a0ekonomice\tPovinn\u00e9 minim\u00e1ln\u00ed rezervy= ka\u017ed\u00e1 banka mus\u00ed m\u00edt u \u010cNB \u00fa\u010det s\u00a0ur\u010dit\u00fdm % ze sv\u00fdch aktiv jako rezervu\tPravidla likvidity\u00a0= schopnost banky okam\u017eit\u011b dost\u00e1t sv\u00fdch z\u00e1vazk\u016f&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 k\u00a0tomu \u00fa\u010delu \u010cNB ur\u010duje max. \u00farokov\u00e9 sazby \u00fav\u011br\u016f a vklad\u016f a max. v\u00fd\u0161i \u00fav\u011br\u016f\tEmisn\u00ed \u010dinnost&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 vyd\u00e1v\u00e1 mince, bankovky a pam\u011btn\u00ed mince&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ur\u010duje objem a \u010das emise, materi\u00e1l, rozm\u011bry, hmotnost, grafickou \u00fapravu, ochrann\u00e9 prvky a nomin\u00e1ln\u00ed hodnoty\u00a0\u008a\u00a0 platnost bankovek a minc\u00ed je d\u00e1na z\u00e1konem, ty, kter\u00e9 maj\u00ed b\u00fdt sta\u017eeny z\u00a0ob\u011bhu, se vracej\u00ed \u010cNB obchodem, d\u00e1le je v\u00fdm\u011bna v\u00a0obchodn\u00edch bank\u00e1ch, nakonec v\u00a0\u010cNB. Hodnota pen\u011bz, kter\u00e1 se nevr\u00e1t\u00ed, je v\u00fdnosem \u010cNB\u00a0\t\u0158\u00edzen\u00ed pen\u011b\u017en\u00edho ob\u011bhu, platebn\u00edho styku a z\u00fa\u010dtov\u00e1n\u00ed bank&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010cNB je bankou bank, zabezpe\u010duje plynulost a hospod\u00e1rnost pen\u011b\u017en\u00edho ob\u011bhu, \u0159\u00edd\u00ed hotovostn\u00ed a bezhotovostn\u00ed platebn\u00ed styk, ur\u010duje zp\u016fsob pou\u017e\u00edv\u00e1n\u00ed platebn\u00edch prost\u0159edk\u016f, rozhoduje o z\u00e1sad\u00e1ch z\u0159izov\u00e1n\u00ed a veden\u00ed \u00fa\u010dtu\u00a0Z\u00fa\u010dtovac\u00ed centrum&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 zalo\u017eeno v \u010cNB v\u00a090. letech, zaji\u0161\u0165uje platebn\u00ed styk mezi jednotliv\u00fdmi bankami a jejich klienty v\u00a0bezhotovostn\u00ed podob\u011b&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ka\u017ed\u00e1 banka zde m\u00e1 zalo\u017een \u00fa\u010det, b\u011bhem dne tam p\u0159ich\u00e1zej\u00ed p\u0159\u00edkazy k\u00a0z\u00fa\u010dtov\u00e1n\u00ed v\u00a0elektronick\u00e9 podob\u011b, p\u0159ekontroluj\u00ed se, pokud nen\u00ed n\u011bco v\u00a0po\u0159\u00e1dku, p\u0159esouvaj\u00ed se do tzv. zadr\u017een\u00e9 fronty, na konci \u00fa\u010detn\u00edho dne se vrac\u00ed k\u00a0dopln\u011bn\u00ed\u00a0\u008a\u00a0 v\u00fdznam: \u010cNB m\u00e1 p\u0159ehled o hospoda\u0159en\u00ed bank, kontrola kryt\u00ed zabra\u0148uje p\u0159en\u00e1\u0161en\u00ed platebn\u00ed neschopnosti z\u00a0jedn\u00e9 banky na druhou\tVykon\u00e1v\u00e1n\u00ed bankovn\u00edho dohledu&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010cNB vykon\u00e1v\u00e1 dohled nad bankami a poji\u0161\u0165ovac\u00edmi spole\u010dnostmi&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 t\u00edm zabezpe\u010duje funk\u010dnost cel\u00e9ho bankovn\u00edho syst\u00e9mu a solventnosti a likvidity + ochrana vkladatel\u016f, vklady jsou poji\u0161t\u011bny na 100% na max. 100\u00a0000 euro\u00a0\tDal\u0161\u00ed \u010dinnosti&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010cNB ur\u010duje kurz \u010desk\u00e9 m\u011bny, vyd\u00e1v\u00e1 sv\u016fj kurzovn\u00ed l\u00edstek, z\u00a0toho pak vych\u00e1zej\u00ed ostatn\u00ed banky&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spravuje m\u011bnov\u00e9 rezervy v\u00a0devizov\u00fdch prost\u0159edc\u00edch&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spravuje st\u00e1tn\u00ed rozpo\u010det, vede jeho p\u0159\u00edjmov\u00e9 a v\u00fddajov\u00e9 \u00fa\u010dty&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spravuje st\u00e1tn\u00ed dluh, kter\u00fd vznik\u00e1 opakovan\u00fdm deficitem rozpo\u010dtu&#8211;\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 prov\u00e1d\u00ed sm\u011bne\u010dn\u00e9 operace &#8211; reeskont sm\u011bnky, eskont exportn\u00edch sm\u011bnekzastupuje \u010cR na zahrani\u010dn\u00edch jedn\u00e1n\u00edch                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka","item":"https:\/\/www.bumbum.cz\/ceska-narodni-banka\/#breadcrumbitem"}]}]